Company Information

This Privacy Policy applies to services provided by:

Nova Wealth Creations, LLC
1832 Kempsville Rd, Ste 112 # 1317
Virginia Beach, VA 23464
Phone: (757) 276-1752
Email: info@novawealthcreations.com
Founded: August 16, 2022

Information We Collect

Personal Information You Provide

• Contact Information: Name, email address, phone number, mailing address
• Account Information: Username, password, profile preferences for Nova Wealth Path platform
• Educational Participation: Course enrollment data, progress tracking, completion certificates
• Consulting Interactions: Project details, communication records, service preferences
• Payment Information: Billing address, payment method details (processed securely through third-party providers)
• Communication Data: Messages, inquiries, feedback, support requests

Automatically Collected Information

• Usage Analytics: Platform usage patterns, feature utilization, session duration
• Technical Data: IP address, browser type, device information, operating system
• Performance Data: Page load times, error logs, system performance metrics
• Cookies and Tracking: Website preferences, authentication tokens, analytics data

How We Use Your Information

Service Delivery

• Provide access to Nova Wealth Path platform features
• Deliver educational programs and consulting services
• Process payments and manage subscriptions
• Provide customer support and technical assistance
• Send service-related notifications and updates

Service Improvement

• Analyze platform usage to enhance user experience
• Develop new features and educational content
• Conduct research for service optimization
• Monitor system performance and security

Communication

• Respond to inquiries and support requests
• Send educational content and updates (with consent)
• Notify about service changes or important announcements
• Provide information about relevant programs or services

Legal and Compliance

• Comply with applicable laws and regulations
• Respond to legal requests and protect our rights
• Maintain records as required by business regulations
• Ensure platform security and prevent misuse

Information Sharing and Disclosure

We may share information in these limited circumstances:

Service Providers: Trusted third-party providers who help us deliver services (payment processing, email delivery, cloud hosting, analytics)

Legal Requirements: When required by law, legal process, or to protect rights and safety

Business Transfers: In connection with mergers, acquisitions, or asset sales (with notice to affected users)

Consent: When you explicitly authorize us to share information

Aggregated Data: De-identified, aggregated data for research or business purposes

Data Security

We implement appropriate technical and organizational measures to protect your information:

Technical Safeguards

• Encryption in transit and at rest
• Secure cloud infrastructure
• Regular security monitoring
• Access controls and authentication

Organizational Measures

• Employee training and access limits
• Regular security audits
• Incident response procedures
• Third-party security assessments

Your Privacy Rights

Depending on your location, you may have these rights regarding your personal information:

Access and Portability: Request copies of your personal information and data exports

Correction: Update or correct inaccurate personal information

Deletion: Request deletion of your personal information (subject to legal obligations)

Communication Preferences: Opt out of marketing communications while maintaining service-related messages

To Exercise Your Rights:

Contact us at info@novawealthcreations.com or (757) 276-1752. We will respond to valid requests within 30 days and may require identity verification.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience:

Essential Cookies: Required for platform functionality, authentication, and security

Analytics Cookies: Help us understand usage patterns and improve our services

Preference Cookies: Remember your settings and personalize your experience

You can control cookies through your browser settings. Note that disabling certain cookies may limit platform functionality.

Data Retention

We retain personal information for as long as necessary to:

• Provide ongoing services and support
• Comply with legal obligations and business requirements
• Resolve disputes and enforce agreements
• Maintain business records as required by law

Typical Retention Periods:

Active account data: Duration of service relationship
Educational records: 7 years from completion
Payment records: 7 years for tax and audit purposes
Support communications: 3 years from last contact

Third-Party Services

Our services may integrate with or link to third-party services that have their own privacy policies:

• Payment processors (for secure transaction handling)
• Cloud service providers (for hosting and data storage)
• Email service providers (for communications)
• Analytics services (for usage insights)

International Data Transfers

Nova Wealth Creations operates primarily in the United States. If you access our services from other countries, your information may be transferred to and processed in the United States.

We implement appropriate safeguards for international transfers and comply with applicable data protection laws.

Children's Privacy

Our services are not intended for children under 18. We do not knowingly collect personal information from children.

If we discover that we have collected information from a child under 18, we will delete it promptly. Please contact us if you believe we may have collected information from a child.

Geographic Access Restrictions

Geographic Detection

We use automated systems to detect your geographic location based on your IP address. Users accessing our services from outside the United States will be redirected to an access restriction notice.

Service Availability

This restriction applies to all Nova Wealth Creations services, including:

• Consulting and advisory services
• Nova Wealth Path SaaS platform
• Nova Wealth Academy educational programs
• All related digital services and content

Legal Compliance

These restrictions are implemented to ensure compliance with applicable US regulations and to provide services within our authorized operational jurisdiction. We may update these geographic restrictions as our service availability expands.

Policy Updates

We may update this Privacy Policy to reflect changes in our practices, technology, or legal requirements.

• Material changes will be communicated via email or platform notification
• Updated policies will include a new "Last Updated" date
• Continued use of services constitutes acceptance of updates

We encourage you to review this policy periodically to stay informed about how we protect your information.

Cookie Details

We use the following cookies on our platform:

Cookie Name	Category	Purpose	Duration	Set By	Can You Disable?
sb-*-auth-token	Essential	User authentication and session management	Session	Supabase	❌ No (required)
_ga	Analytics	Unique user identification for usage analytics	2 years	Google Analytics	✅ Yes
_gid	Analytics	Session identification for analytics	24 hours	Google Analytics	✅ Yes
_gat	Analytics	Request throttling to prevent server overload	1 minute	Google Analytics	✅ Yes
_ga_*	Analytics	Property-specific analytics container	2 years	Google Analytics	✅ Yes
theme-mode	Preferences	Dark/light mode preference	1 year	Platform UI	✅ Yes
sidebar-state	Preferences	Sidebar open/closed state	1 year	Platform UI	✅ Yes
download_complete_*	Essential	PDF download tracking	Session	Platform	❌ No (required)
cookie-consent	Essential	Cookie consent record	1 year	Consent System	❌ No (required)

Managing Your Cookie Preferences

You have multiple options to control cookies:

Cookie Preferences Tool (Recommended):

• Click "Cookie Preferences" link in the footer of any page
• Toggle individual cookie categories on/off
• Changes apply immediately and are logged for compliance

Browser Settings:

• Most browsers allow you to block or delete cookies
• Note: Blocking essential cookies will prevent login and core functionality

Opt-Out of Analytics:

• Reject non-essential cookies when the banner first appears
• Or use the Cookie Preferences tool to disable Analytics category anytime

US State Privacy Rights

For All US Residents

Under various US state privacy laws, you may have the following rights:

Right to Know: Request disclosure of what personal information we collect

Right to Access: Request a copy of your personal information

Right to Delete: Request deletion of your personal information (subject to legal obligations)

Right to Opt-Out: Opt out of the "sale" of personal information (Note: We do not sell personal information)

Right to Opt-Out of Targeted Advertising: Manage cookie preferences to opt out of analytics tracking

Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights

State-Specific Rights

California Residents (CCPA/CPRA):

• Right to know what personal information is collected
• Right to opt-out of sale of personal information (we do not sell)
• Right to request deletion of personal information
• Right to non-discrimination for exercising rights

Virginia Residents (VCDPA):

• Right to access, correct, delete, and obtain a copy of personal data
• Right to opt-out of targeted advertising and profiling
• Right to appeal our decision regarding your request

Colorado, Connecticut, Utah, Montana, Oregon, Texas, Iowa Residents:

• Similar rights to Virginia residents under respective state laws
• Right to opt-out of targeted advertising
• Right to access and delete personal information

How to Exercise Your Rights

Submit a Request:

• Email: info@novawealthcreations.com
• Phone: (757) 276-1752
• Include: Your name, email, state of residence, and specific request

Response Time: We will respond within 30-45 days (as required by applicable law)

Verification: We may require identity verification to protect your privacy

No Fee: Requests are free (first request per year)

Consent Audit Trail

We maintain detailed logs of all cookie consent decisions for compliance purposes:

• Timestamp of consent
• Type of consent given (Accept All, Reject All, or Customize)
• Specific categories enabled
• IP address (anonymized after 90 days)

You can request a copy of your consent history by contacting us at info@novawealthcreations.com.

Contact Us

For questions about this Privacy Policy or our privacy practices, contact us:

Privacy Officer
Email: info@novawealthcreations.com
Phone: (757) 276-1752
Response time: Within 48 hours for privacy-related inquiries

Business Address
Nova Wealth Creations, LLC
1832 Kempsville Rd, Ste 112 # 1317
Virginia Beach, VA 23464